Banking that stands and grows with you

ARD Credit Union Bank makes it easy and efficient to obtain a commercial real estate mortgage or loan. We offer a variety of highly competitive fixed or floating interest rates as well as fast‐track approvals to purchase, refinance or tackle a construction project.

Part of our business partnership with you, our experienced mortgage specialists help you every step of the way to ensure the mortgage or loan you choose is right for the future of your business.

Commercial Real Estate Loans

• Common property types include retail, mixed‐use, commercial office, industrial, and warehouse
• Highly competitive fixed or floating interest rates available
• Amortization periods available up to 25 years
• Loans are secured by real estate being financed
• Personal mortgage specialist to contact and handle all details

Multi-Family Lending

• Extremely competitive rate offerings
• Residential multi‐family loans available on 5, 7 or 10 year fixed rate terms
• Amortization periods available up to 30 years
• No point programs available
• Full, partial, and non‐recourse loans available
• Direct interaction with specialists in the New Jersey and New York City multi‐family market
• Fast‐track approvals